What Kind of Car Can I Get For $300 a Month

The advertising ploys of car dealerships have changed people's interests from the total price of the car to monthly payments. More people now are concerned about what their monthly payment is than they are about the total price of the car. Car dealerships would prefer that you have this perspective and that your focus be on payments, rather than price. So, "What Kind of Car Can I Get for $300 a Month?" is a tough question, but there are good tips I can give you to help you to make a smart decision.

First, take your mind off of payments. The first thing you need to negotiate and think about when your car shopping is the price of the car. It may be that you would be able to get payments that are lower than $300 a month if you focused on the price rather than the monthly payments. If you walk into a dealership and tell them that I will my payments of $300 a month, you may be thinking that they will have to lower the price to get your payments that low but in actuality, it may be that they have to raise the price to make your payments $300. The after member the car dealerships are in the business of selling cars at as high the prices they can because they are in a very competitive business and every customer counts when it comes to the bottom line. So put your focus on the price of the car first, then the payments will fall in line and maybe better than you expect.

To get lower payments, not only do you need to have a good price on the car, you also need to have good interest rates which can affect your payment tremendously. You can save money by checking online and getting approved for a reputable lending service.

Generally speaking, you can get a $10,000 car for $300 a month, depending on what your interest rate is and how long the cars financed for.