There is absolutely no such thing as a guaranteed car loan through a real finance company. That would be the same as saying that there is such thing as a guaranteed mortgage for a house. It's just not the case.
There are people that for whatever reason, will try to convince you on the internet that is such a thing as guaranteed auto financing. No real auto lender would offer 100% guaranteed approval car loans. The closes thing to this would be if you went to a buy here pay here car lot and even then, there are conditions.
A buy here pay here car lot will not give you financing unless you have a down payment, are free from bankruptcy proceedings and have a job. So even with dealers that offer in-house financing, an approval is not guaranteed.
The closest thing that you will find to a 100% approval is an online loan company that specializes in helping people with bad credit, get approved. There are scam sites out there folks that you should be aware of. I won't list them here. Just be warned that there are people that are out to make a quick buck, rather than delivering the truth. Do not believe everything that you read online.
There are legitimate companies and websites online that offer very high approval ratings. The sites match your credit report and history with lending requirements that various lenders have. As there are so many bad credit car lenders in America, having a database of these lenders allows legitimate sites to offer you a 99% guaranteed approval for a bad credit car loan.
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