I Need a Bad Credit Car Loan With No Down Payment

Dealers just don't give you as much respect, it seems, when you have bad credit.

You test drive a car, fill out a credit application and in about 5 minutes, that big smile on the salesman's face seems to turn down a bit. He's telling you that you've got credit problems and "We'll have to see if we can get you approved".

He then takes you from the car you really wanted and walks you over to three or four older cars that you can choose from. "How much money do you have for a down payment?", he asks.

You're frustrated and confused. The sale price, the payments, the interest rate, the attitude that you can sense from the finance manager... it all seems, unfair. 

You know you can make the payments on that newer model. You know you can. It's just that past problems are getting in the way. There were reasons that you couldn't pay your bills before and now you're ok. It's just that credit report that everyone thinks is a measure of your worth.

It's not the end of the world and you can avoid all of these headaches and frustration. There is a better way.

You can get approved for the car you want, regardless of past credit problems. Yes, you can. Do you have a job? Your job is your good credit. It's simply a matter of knowing where to get this easy financing. No money down is required, by the way.

Foreclosure? Repossession? Bankruptcy? Getting approved online is the easiest way to get into the car you want with a lower interest rate and without a down payment. The secret is to work with an online finance company that actually specializes in helping people with bad credit get a second chance at auto finance.